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- Peoples Bank > Personal > Personal Checking
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- About Checking
- Types of Accounts
- FAQ’S
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We have all kinds of people in our community—so we offer all kinds of checking account options.
If you’re not sure which of these accounts is best for you, select your location, then call the number to talk with us. For us, banking is about people, so let us work with you one on one to determine which type of account works for you
If you’d like to open an account, you can request more information including a callback or visit a branch to get started.
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Types of Personal Checking Accounts
These checking accounts are aimed to serve all our customers with options for individuals and families.
Good Life Checking
This account type is perfect for people that don’t want to bother with minimum account balances but would like unlimited check writing.
Good Life Checking With Interest
This account type is for people that have over $2500 to regularly keep in the account and would like their checking account to earn interest.
Standard Checking
This account is perfect for most customer’s checking needs. It features unlimited check writing and options that cover your monthly account fee.
Senior Classic Checking
This account type is dedicated to people 62 years of age or older and provides a checking account that can help save on fees compared to other account types.
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Features & Fees
Each account type is slightly different and aimed at different customers. Our goal is to offer products and services that are suited for everyone in our community.
Check Writing
Our personal checking accounts support unlimited check writing. We do not restrict the number of transactions each month on personal accounts.
Online Banking
All of our checking accounts allow you to use our dedicated mobile app or website to fully manage your account.
Account Fees
Minimum Opening Deposit
$100
Good Life Checking
- Unlimited check writing
- No minimum balance requirement
- $5 monthly service charge
- Includes BaZing Benefits
Good Life Checking with Interest
- Unlimited check writing
- Tiered interest bearing checking account
- Variable interest rate credited monthly with average daily balance of $10,000.00
- Lower interest rate credited monthly on average daily balance from $2500.00 – $9,999.99
- $8 monthly service charge if minimum balance falls below $2500.00
- Includes BaZing Benefits
Standard Checking
- Unlimited check writing
- $6 monthly service charge
- Obtain Balance Credit of $3.00 by maintaining a minimum daily balance of $500.00 or more
- Obtain E-Statement Credit of $3.00 by selecting electronic statements
- Includes BaZing Basic Benefits (limited online discounts)
Senior Classic Checking
- For our customers age 62 and older
- Unlimited check writing
- $5 monthly service charge if minimum balance falls below $300.00
- Waive the monthly service charge by signing up forelectronic statement delivery
- Includes BaZing Basic Benefits (limited online discounts)
Frequently Asked Questions
If you have questions that aren’t answered below, please contact us or ask during the account opening process.
Which type of account do I need?
We offer several different personal checking account depending on your needs. For more information on each account, be sure to read the features & fees section.
Can I upgrade my account?
Our customers can come in to a branch location at any time and discuss their account needs with a member of our staff.
What if I need other products?
During your account opening process, a member of our staff will help you decide which products and services are right for you. If you have questions, be sure to ask them so our staff can give you helpful advice.
If you’d like to open an account, you can request more information and we will contact you at our earliest convenience. Alternatively, you can stop by any of our branches to discuss your banking needs.
Our goal at Peoples Bank is to provide access to personal and business banking services and help the people in our community through quality services and outstanding customer service.
Proudly Serving East Tennessee
NMLS ID# 450164
(423) 442-7262
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